The Bank of America is the latest victim of a data breach

[PDF] Bank of America's David Woo full report on Bitcoin

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Link to actual Bitcoin research report (PDF) from Bank of America Merrill Lynch. "As a medium of exchange, bitcoin has clear potential for growth, in our view."

submitted by Godfreee to Bitcoin [link] [comments]

Bank of America's Research Report on Bitcoin [pdf]

submitted by Chris911 to Bitcoin [link] [comments]

Part 2: A great tip for Brazilians, Venezuelans and other nationalities which choose to play Tibia as their main income

Hello,
I have gotten so many replies and messages since my last post in this thread, that I can't answer them all individually. Previous topic:
https://www.reddit.com/TibiaMMO/comments/h8tu5u/a_great_tip_for_brazilians_venezuelans_and_othe
It has been shared on multiple subreddits so I have no idea where to even post this. But I'd like to come up with a follow-up thread with some more information. The internet is the most powerful tool that mankind has ever invented. You have the ability to reach thousands, millions and even billions of people with just a computer and some internet access.
If you're on this subreddit, chances are you're already playing Tibia and you already have a computer and internet access. It doesn't need to be the best internet, but as long as websites will load (eventually) you are good to go.
In this topic I will go more in-depth on web development and software engineering. If you have a very slow internet connection, you may want to look into web development instead of software development. An application/software is much heavier (larger file size) than a website. And most developer jobs require that you send and download files, back and forth, between you and your company's server. So if you feel like your internet is too slow to send a lot of files - do not worry! There are plenty of jobs.
First, I will go through some more details on how to learn web development and software development. After that, I will list a few other kinds of jobs that you can do remotely. These types of jobs can be done from anywhere in the world as long as you have internet access.

Part 1: Some languages you should learn
What is web development? Well, it can be a lot of things. You perhaps make websites for shops/restaurants/hair dressers/dentists, or you work for a big company and work on their web application, like Outlook, Discord or Spotify (which can all be accessed via a browser: their web app). You can also work with design and user experience, instead of programming. Being a web developer can mean so many different things, it's impossible to name them all. But most web developers are just developers: they program. They make websites, and they either sell the websites to companies (as a consultant) or you work full/part-time for a company.
I can not provide in-depth information about every single thing, but I can give you some pointers. The very basics any web developer should know is this:

Part 2: Technologies and useful tools
To become a web developer you will need a few tools. You need a text editor, a FTP client, a SSH client and some other things. Also a good browser.

Other things you may want to look into:
Web services, SSL certificates, Search Engine Optimization, Databases, API, Algorithms, Data Structures

Part 3: Learning platforms

If you want to learn in-depth about algorithms, data structures and more. Then you can take a look at the curriculum of the top-tier universities of USA. Such as: UC Berkeley, Harvard and MIT. These courses are very hard and are specifically for people who want to become experts in software engineering. You can enroll some of them for free, like the one on Harvard. And by having a such diploma (which costs $90 extra) can get you a lot of job opportunities. You can enroll those courses if you want, but it can have a fee. But just take a look at what they are studying and try do their exercises, that is 100% free. Get the knowledge. It's mostly on video too! These course below are the very same courses that many of the engineers at Facebook, Google, Amazon, Apple, Netflix, Uber, AirBnb, Twitter, LinkedIn, Microsoft, etc. has taken. It's what majority of people in Silicon Valley studied. And it's among the best classes that you can take. These course are held by some of the world's best professors in IT.

UC Berkeley: CS 61a & CS 61b:

Harvard University: CS50 (free enrollment --- 90$ to get a certificate).

MIT (Massachusetts Institute of Technology): 6.006

Part 4: Finding jobs
Portfolio / Code Sharing / Source Control:

Part 5: Other types of jobs you can work with (remotely) - with/without coding experience

You can find information about all of the things I have mentioned by using YouTube or Google search.
Hope it helps.

And I hope that in 1 year, there will be at least some new web developers in Brazil, Venezuela and other countries in South America.
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US digital dollar coming soon? Chainlink, Swift, Federal Reserve, ISO20222, and The Clearing House serving as pieces of the puzzle.

This is my first Reddit thread, so please feel free to contribute your thoughts.
I believe the US digital dollar will be making its debut very soon, which could very well likely be the next One World Currency. I've included a timeline of public releases/announcements that fall in line with my theory. Bear with me, there are lot of moving parts.... There may be some details or insights missing so please feel free to enlighten. I believe this will, in time, lead to a New World Order with one global currency. I would like to be proven wrong.
First things first, there are 3 big players: The Federal Reserve, The Clearing House, and SWIFT with ISO20222 system.
Who is The Clearing House group? Conglomerate of many LARGE banks. Source: https://www.theclearinghouse.org/about/owner-banks
What is CHIPS? The Clearing House Interbank Payments System (CHIPS) is an electronic payments system that transfers funds and settles transactions in U.S. dollars. CHIPS enables banks to transfer and settle international payments more quickly by replacing official bank checks with electronic bookkeeping entries. As of January 2002, CHIPS had 59 members, including large U.S. banks and U.S. branches of foreign banks. Source: https://www.newyorkfed.org/aboutthefed/fedpoint/fed36.html
What is ISO20222? From Swift itself, "ISO 20022 is an emerging global and open standard for payments messaging. It creates a common language and model for payments data across the globe."Source: https://www.swift.com/standards/about-iso-20022
July 16 2018, Federal Reserve Proposes ISO 20022 Message Format for Fedwire Funds Service. 3-step Phase integration of CHIPS & Fedwire. Source: https://www.sullcrom.com/files/upload/SC-Publication-Federal-Reserve-Proposes-ISO-20022-Message-Format-for-Fedwire.pdf
Timeline of 3-step phase model infographic: https://imgur.com/XaNUcR3
July 19 2018, Assocation of Financial Professionals confirms above with article: NY Fed creates group to consider adopting ISO20222: "In 2012, the New York Fed formed a stakeholder group to assess the value in adopting ISO 20022. This led to the 2015 Strategies for Improving the Payment System paper, in which the Fed recommended that the U.S. develop a strategy for adopting the standard. Since that time, the Fed and The Clearing House (TCH) have worked together on plans to adopt ISO 20022 for Fedwire and CHIPS. While they have each opted to implement the standard separately, the Fed and TCH plan to align the implementation of the new format on Fedwire and CHIPS." Source: https://www.afponline.org/ideas-inspiration/topics/articles/Details/fed-seeks-comment-on-iso-20022-fedwire-proposal
Nov 20 2019, The Federal Reserve is looking into developing a digital currency in the US, Powell confirms. Source: https://markets.businessinsider.com/news/stocks/the-federal-reserve-is-looking-into-developing-digital-currency-us-2019-11-1028705211
Nov 25 2019, Coinbase Chief Legal Officer argued private corporations are best positioned to build a much-debated digital U.S. dollar, and that the government should stand back and let them, doing little, if anything, to regulate their underlying blockchains. Source: https://www.coindesk.com/coinbase-legal-chief-says-private-sector-should-build-us-digital-dollar
Jan 16 2020, Former CFTC chair launches US digital dollar research project. https://www.businesswire.com/news/home/20200116005116/en/CFTC-Chair-Launches-Digital-Dollar-Project
Feb 6 2020, Federal Reserve researching US digital dollar (CBDC- Central Bank Digital Currency) application. Source: https://www.coindesk.com/fed-reserve-is-researching-dlt-based-digital-dollar-says-governor
Feb 20 2020, "To give consumers more control over their data, FMR LLC, the parent company of Fidelity Investments, today announced the spin-off of Akoya℠ as an independent company that will be jointly owned by Fidelity, The Clearing House Payments Co. and 11 of its member banks. Bank of America, Capital One, Citi, FMR LLC, the parent company of Fidelity Investments, Huntington National Bank, JPMorgan Chase, KeyBank, PNC Bank, The Clearing House Payments Co., TD Bank, Truist, U.S. Bank and Wells Fargo & Company, are the new owners of Akoya." Source: https://www.theclearinghouse.org/payment-systems/articles/2020/02/02-20-2020-financial-industry-give-consumers-more-control-over-their-data
March 16 2020, Coinbase Chief Legal Officer begins to work at NY Fed: "Coinbase's chief legal officer, Brian Brooks, is leaving the crypto exchange to become the second in command at the U.S. Office of the Comptroller of the Currency (OCC)". Source: https://www.coindesk.com/coinbase-chief-legal-officer-leaves-to-take-senior-role-at-us-bank-regulator
March 2020, 2020 SWIFT attempting to bring entire banking payment processing industry to IS20222 standard: "In line with that vision, SWIFT is fully committed to improving transaction data quality through ISO 20022 and will continue to accelerate industry support to adopt ISO 20022 for market infrastructure initiatives, including TARGET2 migration/ESMIG, EURO1 and Bank of England RTGS renewal. .... The end-date to enable full ISO 20022 for cross-border payments remains as originally planned, November 2025." https://www.swift.com/standards/iso-20022-programme/timeline
March 20 2020, Fed-backed digital dollar to be well received by crypto-community with digital dollar being viewed as compliment, rather than a competitor to bitcoin. Source: https://www.marketwatch.com/story/bitcoin-enthusiasts-liberal-lawmakers-cheer-a-fed-backed-digital-dollar-2020-03-30
March 23 2020, COVID 19 pandemic leads to Stimulus Bill which includes proposed digital wallets for Stimilus Bill moneys to be distributed to people who do not have bank accounts currently. Ultimately, the digital wallets section was not included in signed bills but likely will resurface again shortly. Source: https://cointelegraph.com/news/in-covid-19-stimulus-us-congress-eyes-digital-dollar-to-send-aid-to-the-unbanked
March 30 2020, Bitcoin enthusiasts, liberal lawmakers cheer a Fed-backed digital dollar. “My legislation would allow every American to set up a free bank account so they don’t have to rely on expensive check cashers to access their hard-earned money,” Sen. Brown told the American Banker. While a digital dollar didn’t make it into the final stimulus legislation, that it concept is now being taken seriously by high-profile lawmakers in Washington is another signpost on the road to a digital-money future, said Carlos Domingo, CEO of Securitize. “The question is not if a digital dollar will be created but when and how.” Source: https://www.marketwatch.com/story/bitcoin-enthusiasts-liberal-lawmakers-cheer-a-fed-backed-digital-dollar-2020-03-30.
April 5 2020, NetCents Declares Readiness for Expected US Federal Reserve "Digital Dollar". Source: https://yhoo.it/34jPL0d
April 8 2020, Marion Laboure, Macro Strategist of DeutscheBank just tweeted this. Confirmation of Big Banks making big moves. One world currency coming soon by 2025? Source: https://twitter.com/MarionLaboure/status/1241316697128214529?s=20
The Clearing House will soon launch Secure Token Exchange (STE), a service to manage token issuance and authentication for mobile and ecommerce transactions. Source: https://www.theclearinghouse.org/payment-systems/secure-token-exchange
The Clearing House confirms their new RTP network through job posting on The Clearing House career website that's aim is to provide instant access to ALL account holders inUS. From their job listing: "The The RTP® network from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. "The goal of the system is to ultimately provide access to instant payments to every financial institution and account holder in the US. To achieve this goal, significant enhancements and expansion of the system will occur over the next 3-5 years in order to support over 10,000 financial institutions. Qualifications Desired: Money transfer experience, especially knowledge of SWIFT, FED or CHIPS payment processing and settlement" This is stated in current job opening listed under "RTP Senior Developer" at The Clearing House. Source: https://www.theclearinghouse.org/about/careers/rtp-senior-developer. Screenshot of position in case this link dissappears: https://imgur.com/wr2Zoap
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Blockchain in Insurance: Use Cases and Implementations

Blockchain in Insurance: Use Cases and Implementations
This article was first posted on Medium: https://medium.com/swlh/blockchain-in-insurance-use-cases-and-implementations-a42a00ebcd91
Almost all major insurers are planning to integrate blockchain by 2021, according to PwC. At first glance, such a high level of commitment to new tech may seem surprising in an old and traditional industry such as insurance. However, enterprise blockchain adoption is poised to help insurers significantly cut costs, become more responsive to customers, and write more business.
Two recurring themes throughout this post are that:
  1. Blockchain can lower costs for insurers and lower insurance premiums for customers.
  2. Blockchain can help insurers understand & price risks better by allowing customer, risk and policy information to be shared more quickly and securely across parties the insurance ecosystem. This will increase revenue and growth prospects by allowing insurers to price insurance products more accurately.
Costs are becoming an issue for insurers. Life insurers in Asia and the US have seen cost ratios climb above 30% and 20% respectively over the past few years. This figure should ideally be below 20%. Part of this is due to increased compliance costs such as Know Your Customer (KYC) and Anti-Money Laundering (AML) laws. A bigger reason is that selling and servicing insurance policies is still a complex and labor intensive process.
Insurance Growth Rates (CAGR) 2012–17. Source: EY
A recent EY insurance market report showed low growth rates for Life insurance and Non-Life insurance outside Asia Pacific. Digging deeper, Life insurance premiums in the US declined by 0.4% from 2012–17.
Insurers find themselves needing to reduce operating costs and write business more effectively. While blockchain is not a magic elixir, proper adoption will help address these needs.

What is Blockchain?

In their book “Blockchain Revolution,” authors Don and Alex Tapscott describe blockchain as “an incorruptible digital ledger of economic transactions that can be programmed to record not just financial transactions but virtually everything of value.”
Organizations need secure ways to record transactions and manage information flows, making blockchain’s appeal easy to see. Blockchains ensures that:
  • All participants have a copy of the digital ledger and that each copy is updated in real-time when transactions occur;
  • There is no centralized server, making hacking next to impossible;
  • A recorded transaction theoretically cannot be reversed, which makes the ledger an immutable source of truth no matter how many participants hold copies;
  • Transaction data, records, and participant identities can be authenticated while remaining private.
Enterprise blockchains used by companies are different from public blockchains such as Bitcoin and Ethereum. Public blockchains are too clunky and slow for enterprise purposes. Enterprises require scale and speed — the ability to process hundreds of thousands of transactions very quickly. Public blockchains suffer from very low transaction speeds. Their verification process is cumbersome because participants are unknown and untrusted. Private enterprise blockchains don’t suffer from this limitation since all participants are known and trusted.
Enterprise blockchains have the following characteristics:
  • Participation requires invitation: all participants in the blockchain network are trusted
  • Data is private and secure: you don’t have access to transactions that you are not a party to, even though you’re on the same blockchain network
  • Enterprise blockchains are fast and light: the network can handle thousands of transactions per second and numerous participants working in tandem
  • ‘Smart contracts’ automate processes: transaction rules and process flows can be programmed to execute automatically, allowing payments and transfers to execute without human intervention, for example
The insurance industry will benefit from blockchain because most underwriting and claims activity requires cooperation among multiple parties. Some of these parties are from outside the firm, making data security important. Reconciling data from multiple sources during claims investigation, for example, is time and resource intensive and prone to manual error. Putting this data on a blockchain would streamline operations.

Blockchain Use Cases in Insurance

Industries have always adopted technology that has made it easier, faster and cheaper to conduct business. Blockchain tech promises to deliver on all three fronts, especially in the insurance industry, which is seen as slow and complex.
Let’s face it, insurance customers don’t enjoy interacting with insurance companies. Customers often deal with time-consuming paper forms when applying for a policy or submitting a claim. They may have to speak with people at insurance companies and hospitals, for example, to get medical insurance claims reimbursed.
On the flip side, insurance companies have to deal with the high costs of managing and servicing policies. Many of these costs are administrative — claims administration, verification and reconciliation of information, and paperwork. Insurance also requires coordination among many parties — consumers, brokers, insurers and reinsurers. This introduces overhead costs that translate to higher premiums paid by customers.
Blockchain can help make selling and servicing insurance better, faster and cheaper by improving fraud prevention, claims management, health insurance, and reinsurance. The end result could be lower prices and better experiences for customers.

Fraud Prevention

According to the FBI, non-health insurance fraud in the US is estimated to be over $40 billion per year, which can cost families between $400–700 per year in extra premiums.
Common types of insurance fraud can be eliminated by moving insurance claims onto a blockchain-based ledger that is shared among insurance companies and cannot be modified. It can prevent criminals from collecting money from different insurers for the same claim, for example.
Blockchain will make coordination easier among insurers. If all insurers access a shared blockchain ledger, they would know if a claim has already been paid. Since all insurers use the same historical claims information, it would also be easier to identify suspicious behavior.
Insurers currently try to detect fraud by using publicly available data as well as data acquired from private companies. The problem is that these data sets are incomplete due to legal constraints around sharing personally identifiable information of individuals. Blockchain, by cryptographically securing data, would allow claims information to be shared across insurers without divulging personally identifiable information.

Claims Management

Putting insurance policies on a blockchain as smart contracts can radically improve the efficiency of Property & Casualty (P&C) insurance, saving insurers more than $200B a year in operating costs according to BCG.
Let’s use car insurance to illustrate this. If you get into a car accident and it was the other driver’s fault, you must submit a claim to your insurance company to recover your loss. Your insurance company investigates your claim and tries to recover money from the other driver’s insurance company. The other insurance company has its own claims processes, which leads to duplicated work, delays, and possible human error. The end result is that you get paid much later than you’d like, and insurers spend time and money on unprofitable activities.
Putting insurance policies and claims data on a blockchain that different insurers, reinsurers, brokers, and other parties can access reduces duplicate manual work by different parties.
Insurance policies as smart contracts on a blockchain automatically execute programmed claims processing actions, automating information transfers between insurers and other parties, and releasing payments to policyholders. Additional info such as claims forms and supporting evidence supplied by policyholders can later be added to the blockchain so that all parties have the same information, making disputes unlikely.

Health Insurance

Blockchain enables fast, accurate, and secure sharing of medical data among healthcare providers and insurers. This will translate into faster health insurance claims processing and lower health insurance costs for customers.
Privacy laws around sharing patient data among hospitals and health insurance providers makes it time-consuming and expensive to process health insurance claims. Lack of data can even lead to insurance claim denials.
Patients deal with numerous doctors, hospitals and insurers over time and across borders. A patient’s medical history exists in fragments across healthcare providers and insurers. Worse, the way in which insurers and healthcare providers cooperate, share patient data, and process claims involves complex manual work & reconciliation. Even the technical infrastructure for medical records is outdated.
Putting encrypted patient records on a blockchain allows healthcare providers and insurers to access a patient’s medical data without sacrificing patient confidentiality. An industry-wide synchronized database of patient data can save the industry billions annually. Patient privacy is ensured because the blockchain stores cryptographic signatures for each medical record, which verifies the authenticity of the record without having to actually store any sensitive info on the blockchain. Changes to a patient’s medical records are also stored on the blockchain, which creates an audit trail.

Reinsurance

Data sharing among insurers and reinsurance companies is complex, time consuming, and requires inefficient manual work. Blockchain can streamline information flows between insurers and reinsurers.
Reinsurers provide insurance to insurance companies. That way, insurance companies won’t get wiped out when many claims occur at once, such as during a hurricane or earthquake.
The problem is that reinsurance processes are lengthy, inefficient, manual and are based on one-off contracts. Insurance companies generally engage multiple reinsurers for the same risk, which means that data has to be shared among many companies to settle claims.
When reinsurers and insurers share a blockchain ledger, data related to policies, premiums and losses can exist on insurers’ and reinsurers’ systems simultaneously. This takes away the need for reconciliation, which saves everyone time and money. Reinsurers can also automate claims processing and settlement.
PricewaterhouseCoopers estimates that blockchain can save the reinsurance industry up to $10 billion, which can then lead to lower insurance premiums for customers.

Blockchain Implementation in Insurance

Saving the best for last, here are just some examples of how the insurance industry is using blockchain. Keep in mind that at this point, there are more prototypes and POCs than full-scale implementations.

R3

R3 is an enterprise blockchain company. It maintains an ecosystem of over 300 firms across industries that build blockchain software apps on top of its Corda platform. These apps can be used across industries from insurance to banking to healthcare. R3 maintains 2 versions of Corda; an open source platform and an enterprise-specific version called Corda Enterprise. Both versions of Corda are compatible with each other.
Insurance-specific applications on Corda are designed to help insurers automate back office activities, streamline operational flows, and generally spend less time on things like claims admin and data processing. There are also apps being development to speed up underwriting and enable faster data sharing among insurers and reinsurers.
Basically, Corda wants to host a common set of insurance apps that the entire industry can use to cut costs and boost revenue. Corda currently boasts over 15 insurance-specific apps, with a few of these deployed into production such as:
  • Blocksure OS: solves problems related to legacy systems, slow manual processes and high rates of error by automating policy admin and claims activities. Policyholders can access all policy and claims info in one app.
  • MIDAS: is a motor insurance authentication platform designed to serve 80 motor insurance companies in Hong Kong. It provides real-time authentication of motor insurance policies, verification, and audit trails. This can help with fraud detection and reduce time required for certain verification activities when it comes to policy and claims management.

B3i

B3i was a blockchain consortium, now an independent software company, supported by leading insurers and reinsurers including Swiss Re, AXA, Zurich, Munich Re, and Allianz. They develop blockchain-based applications for insurers and reinsurers and aim to create industry-wide standards. B3i aims to use blockchain tech to streamline back office processes and claims management — basically lower costs and do things faster. In 2018, B3i switched from IBM’s Hyperledger Fabric to R3’s Corda platform.
In July 2019, they launched a Catastrophe Excess of Loss product on Corda. The product is designed for brokers, insurers and reinsurers to negotiate and place risks more efficiently by reducing manual activities related to placing, renewing and managing treaties.

AXA

In 2017, AXA launched Fizzy, a blockchain platform for flight delay insurance. Customers purchase flight delay insurance, which is recorded in a smart contract. The platform is connected to global air traffic databases and receives flight statuses. If a customer’s flight is delayed for more than two hours, the smart contract automatically triggers payment to the customer.
Customers don’t have to fill out claims forms or speak to service reps. The claim is deposited directly to their bank account. Customer satisfaction: maximized.
AXA does not have to spend time processing claims, verifying flight data, or enduring paperwork for payment authorizations. They save on time & cost and can deploy these resources to more profitable activities.
Update: Fizzy has since been discontinued after 2 years, possibly due to lack of appetite from the travel/airline industry. Regardless, Fizzy was a pioneer of sorts and has laid the groundwork for future blockchain insurance platforms.

Blue Cross

Hong Kong insurer Blue Cross is using blockchain since April 2019 to speed up medical insurance claims processing and prevent fraud.
Blue Cross’ blockchain platform validates claims data in real-time, which greatly reduces fraud potential from duplicate claims filing, for example. Claims are also processed faster for their 200,000+ customers. The platform also removes the need to reconcile claims data across parties such as insurers and medical service providers. Medical practitioners such as doctors and chiropractors who don’t employ many admin support staff could save time and money by partnering with Blue Cross.
Blue Cross’ blockchain platform is built on Hyperledger. Blue Cross is owned by Bank of East Asia.

Insurwave

Insurwave is a blockchain-based marine hull insurance platform launched in 2018. The platform was a collaboration among Ernst & Young, Guardtime, Maersk, Microsoft, and ACORD. It was built on R3’s Corda platform.
Insurwave provides real-time information on ships’ location, condition, and safety factors that both insurers and customers can access. If ships enter high-risk areas, Insurwave automatically factors this into underwriting and pricing calculations.
Premium calculations for this type of insurance are very complex. Having an immutable audit trail for ship-specific information substantially eases this calculation, enables accurate pricing, and speeds up underwriting. Insurers are also able to better account for ship-specific risks.

The Future of Blockchain in Insurance

These are still early days. Most of the work around blockchain in insurance is in the Proof of Concept stage and regulation is slowly catching up. However, we have already seen some applications that have gone live.
The ‘quickest win’ for blockchain in insurance is in the area of cost control. Rising costs are hitting insurers across most markets. Blockchain platforms and Dapps that allow firms to free up resources by automating claims management, fraud detection and data reconciliation, for example, will be heartily endorsed by executives.
The real win will be when blockchain platforms enable insurers to create better products and onboard customers faster — things that bring in revenue. For this to happen, we need a more robust ecosystem of insurers, reinsurers, tech companies and service providers working together on industry-standard blockchain platforms.
This has already started with software companies like R3 launching enterprise-grade blockchain platforms such as Corda Enterprise. We also have leading insurers involved in B3i that share common goals related to blockchain development. It remains to be seen if these natural competitors share enough long-term interests to sustain the initiative. If not, industry-wide blockchain adoption may take longer and become more fragmented.
However, the benefits are too obvious to ignore. We will probably see a few committed companies invest early in blockchain and enjoy a short period of above-normal performance, with early adoption coming from mature markets burdened with high costs as well as some parts of Southeast Asia (e.g. China, which proactively adopts tech). The rest of the industry will follow.
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Bitcoin Market Weekly Report - Week of 08/06/2020

Bitcoin Market Weekly Report - Week of 08/06/2020

https://preview.redd.it/tj3ok1kpil351.png?width=698&format=png&auto=webp&s=a0cf148f5ce51959374061c4bfa13baf6e1e491f
Review of the week:
Last week, a presentation from the wealth management division of Goldman Sachs noted that cryptocurrencies including Bitcoin are not an asset class. During a discussion about Bitcoin, gold, and inflation, the Goldman Sachs wealth management division said Bitcoin is not a “suitable investment for our clients.” But the ostensibly pessimistic stance of Goldman Sachs towards Bitcoin does not entirely reflect the bank’s perception of cryptocurrencies. According to Ethan Vera, former investment banker at Goldman Sachs and current executive at a crypto mining firm, the perception of Bitcoin by one division does not necessarily mirrors the bank’s viewpoint. He mentioned that the principal strategic investments group is “completely separate” from the wealth management division that gave the presentation and added: “I really do think Goldman is further ahead than most of the other Banks on Bitcoin.”
A latest report from Bloomberg reveals that all signs point to Bitcoin going on the major bull run in 2020, the only question is whether it will break the all-time high of $20,000. COVID-19 has accelerated Bitcoin’s maturation as an asset, showing its strength amid declining equities. In addition, it points to the ever-increasing appetite from institutional investors, and Grayscale, or GBTC, in particular, which has been consuming about 25% of the new supply and a surged raise from $ 2billion to $3.5 billion on June 3. Also, Grayscale’s director of investor relations, Ray Sharif-Askary, revealed that $110 million worth of ETH has been purchased by the firm during 2020 so far in Grayscale Ethereum Trust. He attributed Grayscale’s enormous crypto accumulation to institutions seeking a hedge fledge against inflation in response to U.S. monetary policy amid the COVID-19 crisis.
Disclaimer: The above market commentary is based on technical analysis using historical pricing data, and is for reference only. It does not serve as investment or trading advice.

About Coinviva:
Coinviva aims to create the best crypto financial services ecosystem for both institutional and individual investors. We provide reliable fiat funding options, excellent trading liquidity, bank security level custody and one-stop high liquidity provision on-site & off-site. Our founding management team all come from top tiered investment banking (e.g. JP Morgan, Morgan Stanley, Bank of America Merrill Lynch), with fully comprehensive financial institution operation experience.
Homepage: https://coinviva.com/
Telegram: https://t.me/coinviva
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[SHARE] Textbook Megathread #18 Free PDF

Download any of these for free at https://oppfiles.com/585933
DM me if you have any requests for anything not on the list.
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[Part - 19] Large college ebooks/eTextbooks thread for cheap rates [$4 to $25]

  1. Essential Communication 1st Edition by Ronald Adler, Athena du Pré, George Rodman.pdf
  2. Critical Care Medicine: Principles of Diagnosis and Management in the Adult 4th Edition.pdf
  3. Biological Science, Second 2nd Canadian Edition.pdf
  4. Intermediate Financial Management MindTap Course List 13th Edition- Eugene F. Brigham.pdf
  5. Cultural Anthropology, 4th Edition_9780176726300.pdf
  6. CompTIA Security+ Guide to Network Security Fundamentals 6th - Mark Ciampa.pdf
  7. Organizational Behavior 8th Edition by Steven McShane.pdf
  8. (Solution Manual)Engineering Mechanics Dynamics 8th Edition by J. L. Meriam.rar
  9. Engineering Mechanics Dynamics, SI Canadian Version 8th Edition by Meriam.pdf
  10. Guides to the Evaluation of Per - American Medical Association Am.azw3
  11. Psychopharmacology Drugs, the Brain, and Behavior 3rd Edition.pdf
  12. American Psychiatric Association - Diagnostic and Statistical Manual of Mental Disorders, 5th Edition_ DSM-5-American Psychiatric Publishing (2013).pdf
  13. Fundamentals of Semiconductor Devices 2nd Edition by Betty Anderson.pdf
  14. Mosaic 2 Reading Student Book 6th Edition- Brenda Wegmann.pdf
  15. Human Physiology An Integrated Approach (8th Edition).pdf
  16. Joel Hass, Maurice D. Weir, George B. Thomas - University Calculus, Early Transcendentals, 2nd Edition-Addison Wesley _ Pearson (2011).pdf
  17. Adolescence,11th Edition - Wei Zhi.pdf
  18. C. Henry Edwards, David E. Penney, David T. Calvis - Differential Equations and Boundary Value Problems_ Computing and Modeling-Pearson (2014).pdf
  19. Adolescence and Emerging Adulthood A Cultural Approach 6th Edition.pdf
  20. Economics Today 19th Edition by Roger LeRoy Miller.pdf
  21. Becoming America, Volume I_1259292665.pdf
  22. Behavior Management_ Positive A - Thomas J. Zirpoli.pdf
  23. Human Development A Cultural Approach 2nd Edition.pdf
  24. Principles of Applied Civil Engineering Design: Producing Drawings, Specifications, and Cost Estimates for Heavy Civil Projects.pdf
  25. Joel R. Hass, Christopher E. Heil, Maurice D. Weir - Thomas’ Calculus-Pearson (2017).pdf
  26. (Solution Manual)Statics and Mechanics of Materials 2nd Edition by Beer.zip
  27. Environmental Law 8th Edition by Nancy K. Kubasek.pdf
  28. Our Social World Condensed An Introduction to Sociology 5th Edition- Jeanne H. Ballantine.azw3
  29. Our Social World Condensed An Introduction to Sociology 5th Edition- Jeanne H. Ballantine.pdf
  30. (Solution Manual)New Perspectives HTML5 and CSS3 Comprehensive , 7th Edition.zip
  31. (Solution Manual)New Perspectives on HTML5, CSS3, and JavaScript, 6th Edition.zip
  32. The Contemporary Singer Elements of Vocal Technique.pdf
  33. Cognition Exploring the Science of the Mind 7e - Daniel Reisberg.pdf
  34. Our Origins Discovering Physical Anthropology 4th Edition by Clark Spencer Larsen.pdf
  35. Managing Organizational Behavior What Great Managers Know 2nd Edition.pdf
  36. John Zelle - Python Programming_ An Introduction to Computer Science 3rd Edition.pdf
  37. Farm Management, Ninth Edition - Ronald D. Kay, William M. Edwar.epub
  38. Human Heredity Principles and Issues 11th Edition by Michael Cummings.pdf
  39. Exploring Writing: Paragraphs and Essays 3rd Edition by John Langan.pdf
  40. Cognitive Neuroscience The Biology of the Mind 5e Fifth Edition.pdf
  41. Give Me Liberty! An American History Seagull Fifth Edition Vol. 2 . 5th Edition.pdf
  42. Ray F. Evert, Susan E. Eichhorn - Raven Biology of Plants-W. H. Freeman (2012).pdf
  43. Back to the Lake A Reader and Guide (Third Edition) 3rd Edition,.pdf
  44. Biological Science 7th.pdf
  45. Margot Lee Shetterly - Hidden Figures_ The American Dream and the Untold Story of the Black Women Mathematicians Who Helped Win the Space Race-William Morrow (2016).epub
  46. Erik Larson - Dead Wake_ The Last Crossing of the Lusitania-Crown Publishers (2015).epub
  47. Successful Project Management 7 Edition by Jack G.pdf
  48. Discover Sociology NULL 3rd Edition by William J. Chambliss.pdf
  49. Penelope J.E. Davies, Walter B. Denny - Janson's History of Art The Western Tradition, 8th Edition-Pearson (2010).pdf
  50. A Short Guide to Writing About Art 11th Edition by Sylvan Barnet.pdf
  51. Sports Business Management.pdf
  52. The Essentials of Supply Chain Management New Business Concepts and Application.pdf
  53. Conceptual Integrated Science (3rd Edition)- Paul G. Hewitt .pdf
  54. The Cosmic Perspective- 9E-Jeffrey O. Bennett.pdf
  55. Biology_ The Core - 3E- Eric J. Simon.pdf
  56. laboratory_assessment_of_nutri.mobi
  57. (Solution Manual)South-Western Federal Taxation 2019 Comprehensive, 42nd Edition.zip
  58. New Perspectives Microsoft Office 365 & Access 2016 Comprehensive by Mark Shellman.pdf
  59. Chemical Principles The Quest for Insight 7th Edition by Peter Atkins.pdf
  60. Basic Chemistry, 6th Edition.pdf
  61. David Goggins - Can’t Hurt Me_ Master Your Mind and Defy the Odds-Lioncrest Publishing (2018).epub
  62. Laura E. Berk - Child Development-Pearson (2012).pdf
  63. Womens_Gynecologic_Health-_Kerri_Durnell_Schuili.pdf
  64. Speech and Voice Science, Third 3rd Edition.pdf
  65. A Dictionary of Zoology (Oxford - Michael Allaby 4th Edition (1).epub
  66. A Dictionary of Biology (Oxford - Elizabeth Martin 7TH Edition.epub
  67. A Dictionary of Science (Oxford - Jonathan Law.epub
  68. The Cultural Landscape An Introduction to Human Geography (11th Edition).pdf
  69. Industrial-Organizational Psychology Understanding the Workplace 5th Edition by Paul Levy .epub
  70. Industrial-Organizational Psychology Understanding the Workplace 5th Edition by Paul Levy.pdf
  71. Construction Equipment and Meth - Leonhard E. Bernold.pdf
  72. Stats Data and Models, Third 3rd Canadia Edition, by Richard Veaux.pdf
  73. A World of Ideas Essential Readings for College Writers 10th Edition.pdf
  74. Rules for Writers 9th Edition.pdf
  75. Abstract.The.Art.of.Design.S01E05.WEBRip.X264-DEFLATE[ettv].mkv
  76. Frances Sizer, Ellie Whitney - Nutrition Concepts and Controversies, 14th Edition-Cengage (2017).pdf
  77. The Practice of Statistics in the Life Sciences 4th Edition by Brigette Baldi.azw3
  78. The Practice of Statistics in the Life Sciences 4th Edition by Brigette Baldi.pdf
  79. Development Through the Lifespan 7th Edition by Laura E. Berk.pdf
  80. Marjorie Kelly Cowan, Heidi Smith - Microbiology_ A Systems Approach (2017, McGraw-Hill).pdf
  81. Computer Concepts and Microsoft Office 2013 llustrated by June Jamrich Parsons.pdf
  82. Greg Tomsho - Guide to Networking Essentials-Course Technology (2015).pdf
  83. Jason W. Eckert - CompTIA Linux+ Guide to Linux Certification-Course Technology (2015).pdf
  84. Wang, Shouhong_ Wang, Hai - Programming Languages for MIS_ Concepts and Practice-CRC _ Taylor & Francis (2014).pdf
  85. Modern Philosophy An Anthology of Primary Sources, 2nd Edition - Roger Ariew.pdf
  86. Venture capital , private equity , and the financing of entrep.pdf
  87. Social Problems Community, Policy, and Social Action 6th - Anna Leon-Guerrero .pdf
  88. Essentials of Abnormal Psychology 8th Edition- V. Mark Durand.pdf
  89. Public Health Nursing_ Populati - Marcia Stanhope.pdf
  90. Data Analytics for Accounting 1st Edition - Vernon Richardson.pdf
  91. Taking Charge of Your Career Direction Career Planning Guide- Robert D. Lock.pdf
  92. Strategic_Management_Competitive_Advantage_Approach_Concepts_and_Cases_16.pdf
  93. Principles of Managerial Finance, Brief (7th Edition).pdf
  94. Roy J. Lewicki, Bruce Barry, David M. Saunders - Negotiation Readings, Exercises, and Cases-McGraw-Hill Education (2015).pdf
  95. Social Psychology, Sociological Perspectives, 3rd Edition by David E. Rohall.pdf
  96. Anna Leon-Guerrero - Social Problems_ Community, Policy, and Social Action-Sage Publications, Inc (2018).epub
  97. College Accounting Chapters 1-27,21th edition James A. Heintz & Robert W. Parry.pdf
  98. Understanding Business 12 edition- William Nickels.pdf
  99. Keys to College Success Compact.pdf
  100. John Daintith and Elizabeth Martin (Editors) - A Dictionary of Science, Sixth Edition (Oxford Paperback Reference) (2010).pdf
  101. [Oxford Paperback Reference] Robert Hine - Oxford Dictionary of Biology (2008, Oxford University Press, USA).pdf
  102. a_dictionary_of_zoology.pdf
  103. April Hazard Vallerand, Cynthia A. Sanoski - Davis’s Drug Guide for Nurses-F.A. Davis Company (2019).pdf
  104. Illustrated Microsoft Office 365 & Excel 2016 Comprehensive Reding.pdf
  105. A People and a Nation, Volume II Since 1865, 10th Edition.pdf
  106. Frances Sizer, Ellie Whitney - Nutrition Concepts and Controversies, 14th Edition (2017, Cengage).pdf
  107. Clark Spencer Larsen - Essentials of Biological Anthropology. 4-W. W. Norton & Company (2018).pdf
  108. Business Ethics Now 5th Edition by Andrew Ghillyer.pdf
  109. The Globalization of World Politics An Introduction to International Relations 7th Edition.pdf
  110. Strategic Management Text and Cases 8th Edition .pdf
  111. Calculus with Applications 11th Edition by Margaret L. Lial.pdf
  112. Illustrated Microsoft Office 365 & Access 2016 Comprehensive 1st Edition.pdf
  113. Chemistry & Chemical Reactivity 10th Edition by John C. Kotz.pdf
  114. Ron Larson, Bruce H. Edwards - Calculus_ Early Transcendental Functions-Brooks Cole (2014).pdf
  115. Human Physiology 14E - Fox - TB.zip
  116. PFIN 6E - Gitman - TB.zip
  117. Human Anatomy & Physiology Laboratory Manual, Main Version.pdf
  118. Principles of Computer Security 5th Edition.pdf
  119. Emergency Care (EMT) 13th Edition by Daniel Limmer.pdf
  120. We The People 12th Edition by Thomas Patterson.pdf
  121. Lippincott Williams & Wilkins'; Comprehensive Medical Assisting 5th - Judy Kronenberger.pdf
  122. Essentials of Life-Span Development 5th Edition- John Santrock.pdf
  123. Mastering ArcGIS 8th Edition by Maribeth Price.pdf
  124. David C. Funder - The Personality Puzzle-W. W. Norton & Co (2015).pdf
  125. The short guide to aging and gerontology (Short Guides) - Kate de Medeiros.pdf
  126. The short guide to aging and gerontology (Short Guides) - Kate de Medeiros.azw3
  127. Bank Management and Financial Services, 9th Edition .pdf
  128. Class, Race, Gender, and Crime The Social Realities of Justice in America 5th - Gregg Barak.pdf
  129. Fundamentals of Communications and Networking - Michael G. Solomon.pdf
  130. Principles of Auditing & Other Assurance Services 21E - Whittington - TB.zip
  131. Organizational Behavior Securing Competitive Advantage (2nd Edition).pdf
  132. Human Geography A Short Introduction,2nd Edition.pdf
  133. Richard L. Scheaffer, Linda Young - Introduction to Probability and Its Applications-Cengage Learning (2009).pdf
  134. The Art of Theatre Then and Now 4th Edition.pdf
  135. Curriculum Foundations, Principles, and Issues 7th Edition.pdf
  136. Essential Environment The Science Behind the Stories 6th Edition by Jay H. Withgott.pdf
  137. Introduction to Chemical Engineering Thermodynamics 8th Edition- J.M. Smith.pdf
  138. Murach's HTML5 and CSS3 (4th Edition).pdf
  139. (Routledge Studies in Human Geography) Mark W. Skinner, Gavin J. Andrews, Malcolm P. Cutchin - Geographical Gerontology_ Perspectives, Concepts, Approaches-Routledge (2017).pdf
  140. An Introduction to Music Technology.pdf
  141. Larry Kirkpatrick, Gregory E. Francis - Physics_ A Conceptual World View -Brooks Cole (2009).pdf
  142. Technology and Society.pdf
  143. College Algebra Dugopolski Precalculus Series 6.pdf
  144. Microsoft Office 2016 A Skills Approach Inc. Triad Interactive.pdf
  145. Computing Essentials 2019 27th Edition- Timothy O';Leary.pdf
  146. popular_culture_introductory_p.pdf
  147. Business and Professional Communication 3rd Edition - Steven A. Beebe.pdf
  148. Jacqueline Rosenjack Burchum, Laura D. Rosenthal - Lehne’s Pharmacology for Nursing Care-Elsevier (2018).pdf
  149. Shirl Hoffman, Duane Knudson - Introduction to Kinesiology 5th Edition With Web Study Guide_ Studying Physical Activity-Human Kinetics (2017).epub
  150. Applied Calculus, 5th Edition by Hughes-Hallett, Deborah.pdf
  151. Dustin Kidd - Pop Culture Freaks_ Identity, Mass Media, and Society-Westview Press (2014).epub
  152. Ziauddin Sardar, Borin Van Loon - Introducing Cultural Studies_ A Graphic Guide-Icon Books (2010).epub
  153. modernity_and_self_identity_se.pdf
  154. thephysics_and_technology_of.epub
  155. Becker's World of the Cell - Jeff Hardin.pdf
  156. twenty_one_trends_for_the_21st.epub
  157. Introducing Philosophy A Text with Integrated Readings 11th.pdf
  158. Intermediate+Algebra+(Hardcover)+5th+Edition-+Julie+Miller.pdf
  159. agricultural_policy_agribusine.pdf
  160. assessment_in_counseling_a_gui.pdf
  161. SOC 2018 5.pdf
  162. Fundamentals_of_Human_Resource_Management_7e.pdf
  163. South-Western Federal Taxation 2019 Corporations, Partnerships, Estates and Trusts 42.pdf
  164. Western Civilization Ideas, Politics, and Society Since 1400 11th Edition.pdf
  165. Masiello, E._ Friedmann, J. - Mastering React Native-Packt Publishing (2017).pdf
  166. Engineering Mechanics Statics 4E - Pytel - SM.zip
  167. Health The Basics 13th Edition by Rebecca J. Donatelle.pdf
  168. Medical-Surgical Nursing_ Asses - Sharon L. Lewis.pdf
  169. Literature The Human Experience, 12th Shorter Edition by Richard Abcarian.pdf
  170. Public Speaking for College and Career 11th Edition by Hamilton Gregory.pdf
  171. Discovering Psychology 7th Edition by Don Hockenbury.pdf
  172. Larry J. Siegel, Chris McCormick - Criminology in Canada Theories, Patterns, and Typologies-Nelson College Indigenous (2015).pdf
  173. A History of World Societies, Volume 2 11th Edition.pdf
  174. (Test Bank)International Economics 15th Edition by Carbaugh.zip
  175. Vander';s Human Physiology 15th Edition.pdf
  176. Financial Statement Analysis and Valuation 5th 5e.pdf
  177. (Solution Manual)Starting Out with Python 4th Global Edition.zip
  178. Laura A. King Professor - The Science of Psychology_ An Appreciative View-McGraw-Hill Education (2016).pdf
  179. Dhruv Grewal, Michael Levy - Marketing-McGraw-Hill (2016).pdf
  180. Anatomy & Physiology, 6th Edition.pdf
  181. Susanna S. Epp - Discrete Mathematics with Applications, 4th Edition-Brooks Cole (2010).pdf
  182. The Analysis of Biological Data 2nd Edition by Michael C. Whitlock.pdf
  183. (Solution Manual)A First Course in Differential Equations with Modeling Applications, 11th Edition.pdf
  184. Auditing Cases An Interactive Learning Approach 7th Edition by Mark Frank.pdf
  185. Cultural Anthropology 9.pdf
  186. Fundamentals of Hydraulic Engineering Systems, 5th Edition.pdf
  187. AutoCAD and Its Applications Comprehensive 2019 .pdf
  188. Jr Charles E Harris - Engineering Ethics_ Concepts and Cases (2018, Cengage Learning).pdf
  189. Jr. Charles H. Roth, Larry L Kinney - Fundamentals of Logic Design-Cengage Learning (2013).pdf
  190. Statistics for Business and_Economics 12th Edition.pdf
  191. R. S. K. Barnes, R. N. Hughes(auth.) - An Introduction to Marine Ecology, Third Edition-Wiley-Blackwell (1999).pdf
  192. R. S. K. Barnes, R. N. Hughes - An Introduction to Marine Ecology-Wiley-Blackwell (1999).epub
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  218. Principles of Auditing & Other Assurance Services 21E - Whittington - SM.zip
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  220. Joseph N. Straus - Elements of Music-Pearson (2011).pdf
  221. Mathematics for Elementary School Teachers - Tom Bassarear.pdf
  222. Laurie G. Kirszner, Stephen R. Mandell - Practical Argument_ A Text and Anthology-Bedford_St. Martin’s (2016).epub
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  224. Computer Science Illuminated - Nell Dale.azw3
  225. Macroeconomics 10 edition by William Boyes Michael.pdf
  226. Carl Warren, James M. Reeve, Jonathan Duchac - Accounting-Cengage Learning (2018).pdf
  227. Wiley Series 65 Securities Licensing Exam Review 2019 + Test Bank.pdf
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  229. Essentials of Physical Anthropology - Robert Jurmain.pdf
  230. Policing America Challenges and Best Practices 9th Edition- Ken Peak.pdf
  231. Patrick M. Carey - New Perspectives HTML5 and CSS3_ Comprehensive-Cengage Learning (2017).pdf
  232. starting_out_with_java_from_co.pdf
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  236. The Modernization of the Western World A Society Transformed 2nd - John McGrath.pdf
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  238. Psychology 12th Edition by David Myers..pdf
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  240. Fluid Mechanics (2nd Edition) .epub
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  242. Scientific American Psychology 2nd Edition by Deborah Licht.epub
  243. Web Programming and Internet Technologies 2nd - Porter Scobey.azw3
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  245. Scientific American Psychology 2nd Edition by Deborah Licht.pdf
  246. A First Course in Database Systems, 3rd.pdf
  247. Criminal Procedure - Joel Samaha.pdf
  248. Cognitive Psychology In and Out of the Laboratory.pdf
  249. Biostatistics A Computing Approach.pdf
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  251. (Blackwell textbooks in linguistics, 23) Bruce Hayes - Introductory phonology-Wiley-Blackwell (2009).pdf
  252. Modern Database Management,13th Edition by Jeff Hoffer.pdf
  253. terrifying_muslims_race_and_la.pdf
  254. James R. Mihelcic, Julie Beth Zimmerman, Martin T. Auer - Environmental engineering _ fundamentals, sustainability, design-Wiley (2014).pdf
  255. Guide to Operating Systems 5th Edition - Greg Tomsho.pdf
  256. Parent-Child Relations An Introduction to Parenting (10th Edition).pdf
  257. Human Physiology, 14th Edition.pdf
  258. The American Journey A History of the United States, Volume 2 8th.pdf
  259. Principles of Evaluation and Research for Health Care Programs - Karen (Kay) M. Perrin (1).azw3
  260. Principles of Evaluation and Research for Health Care Programs - Karen (Kay) M. Perrin (1).pdf
  261. Abraham Silberschatz, Peter B. Galvin, Greg Gagne - Operating System Concepts-Wiley (2012).pdf
  262. Principles of Public Speaking - Kathleen German.azw3
  263. Management of Human Service Pro - Lewis, Judith A__2.pdf
  264. Principles of Public Speaking.pdf
  265. Human Resource Management_ Functions, Applications.pdf
  266. Management of Human Service Pro - Lewis, Judith A_.pdf
  267. Human Resource Management_ Functions, Applications.azw3
  268. Becoming America Volume 2 - Henkin.pdf
  269. Case Studies in Communication Sciences and Disorders, 2nd Edition.pdf
  270. Real Communication An Introduction,4th Edition by Dan O'Hair.pdf
  271. Spreadsheet Modeling and Decision Analysis 8th.pdf
  272. Information Technology Project Management 8th Edition by Kathy Schwalbe.pdf
  273. Criminal Law and Its Processes Cases and Materials 10th.pdf
  274. Motor Learning and Development - Pamela Haibach.pdf
  275. Motor Learning and Development - Pamela Haibach.azw
  276. Heritage of World Civilizations, The, Volume 2 - Albert M. Craig & William A. Graham & Donald M. Kagan & Steven Ozment & Frank M. Turner.pdf
  277. Information Systems A Manager';s Guide to Harnessing Technology Version 7.0.pdf
  278. South Western Federal Taxation 2019 Individual Income Taxes 42nd Edition.pdf
  279. Environmental Science 14th Edition by Enger Eldon.pdf
  280. speculative_markets_drug_circu.epub
  281. Environmental Science 14th Edition by Miller and Spoolman.pdf
  282. David Sadava - Life Study Guide_ The Science of Biology (2006, W. H. Freeman).pdf
  283. Russell C. Hibbeler - Mechanics of Materials 10th Edition (2016, Pearson).pdf
  284. Entrepreneurship A Real-World Approach 2nd Edition.pdf
  285. Fred S. Kleiner - Gardner’s Art Through the Ages_ The Western Perspective, Volume I-Cengage Learning (2016).pdf
  286. J . L . Meriam, L.G. Kraige - Engineering Mechanics_ Dynamics 8th Edition(2015, Wiley).pdf
  287. Human Resource Management 11th Edition by Raymond Noe.pdf
  288. Brooke Noel Moore, Richard Parker - Critical Thinking (2014, McGraw-Hill Education).pdf
  289. Materials engineering, science, processing and design; North American Edition.pdf
  290. Materials+engineering,+science,+processing+and+design;+North+American+Edition.mobi
  291. [Solomon,_Michael_R]_Consumer_Behavior-_Buying,_Ha.pdf
  292. [Eugene_F._Brigham,_Joel_F._Houston]_Fundamentals.pdf
  293. (Solution Manual)Accounting Information Systems 14th Edition by Marshall B. Romney.zip
  294. (Test Bank)Accounting Information Systems 14th Edition by Marshall B. Romney.zip
  295. Dimensions of Human Behavior Person and Environment 6th Edition - Elizabeth D. Hutchison.pdf
  296. Understanding Business Strategy - Ireland, R. Duane.pdf
  297. Global Marketing 9th.pdf
  298. The Earth and Its Peoples_ A Gl - Richard Bulliet.pdf
  299. Europe in the Modern World A New Narrative History Since 1500.pdf
  300. Starting Out with Programming Logic and Design 5th Edition by Tony Gaddis.pdf
  301. Starting Out with Programming Logic and Design 5th Edition by Tony Gaddis.epub
submitted by TailExpert to CollegeTextbook [link] [comments]

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  266. softwaresystems_architecture.epub
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  270. Using Assessment Results for Ca - Debra S. Osborn.pdf
  271. John N. Gardner, Betsy O. Barefoot-Your College Experience_ Strategies for Success-Bedford _ St. Martin’s (2015) (1).pdf
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  276. Supply Chain Logistics Management, 4th Edition by Bowersox, Donald.pdf
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  280. Linda Null and Julia Lobur-The Essentials of Computer Organization and Architecture-Jones & Bartlett.pdf
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  282. Reynolds, George Walter_ Stair, Ralph M.-Principles of information systems-Cengage Learning (2018).pdf
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  288. Principles%C2%A0of%C2%A0Auditing%C2%A0Other%C2%A0Assurance+Services%C2%A021th(1).pdf
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  292. milady_s_standard_esthetics_ad.pdf
  293. Spence L., Insel A., Friedberg S.-Elementary Linear Algebra. A Matrix Approach-Pearson (2014).pdf
  294. Corporate Financial Accounting 14- Carl S. Warren.pdf
  295. Concepts in Bioinformatics and Genomics by Jamil Momand.pdf
  296. Essentials of Geology 13th Edition - Frederick K. Lutgens.pdf
  297. The Everyday Writer with Exercises with 2016 MLA Update 6th Edition.pdf
  298. Psychology 4e- Daniel L. Schater.pdf
  299. Gardner';s Art through the Ages A Global History, Volume I 15e 15th .pdf
  300. Economic Issues and Policy 6th- Jacqueline Murray Brux (1).pdf
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  274. (Solution Manual)Intermediate Accounting 16th Edition by Kieso (1).rar
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  277. Principles of Microeconomics (11th Edition) by Karl E. Case.pdf
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  279. Life Span Development_ A Topica - Robert S Feldman.pdf
  280. Introduction to Geography 15e (WCB - Arthur Getis.pdf
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  286. Andy Field - Discovering Statistics Using IBM SPSS Statistics-SAGE Publ. (2017).epub
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  295. Human Sexuality in a Changing World 10th Edition by Spencer A. Rathus, Jeff Nevid, Lois Fichner-Rathu.pdf
  296. Modern Management: Concepts and Skills 14th Edition by Samuel C. Certo, S. Trevis Certo.pdf
  297. Guides to the Evaluation of Permanent Impairment 6th Edition by American Medical Association, Robert Rondinelli.pdf
  298. Java Programming 9th Edition by Joyce Farrell.pdf
  299. Financial & Managerial Accounting 16th Edition by Jan Williams, Susan Haka, Mark Bettner, Joseph Carcello.pdf
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Bitcoin and Cryptocurrency in July 2020 BIG NEWS for Bank of America  First on Cryptocurrency News How to download Bank of America Bank Statements to Quickbooks Online RIPPLE BANK OF AMERICA PARTNERSHIP CONFIRMED - Bitcoin Tezos Blockchain tzBTC - Huobi US Relaunch Bank of America (11) Bank of America Stock Analysis #BAC ❤️

You also agree that any future use of your virtual card number will be subject to the terms of your Credit Card Agreement for your Bank of America®, Merrill Lynch® or U.S. Trust® credit card or your existing Important Information Brochure for your Bank of America or U.S. Trust debit card, as may be amended. The bank has clarified that the data couldn’t be accessed publicly or by its other business customers applying for loans. The bank further revealed that customers in multiple US states are most likely affected by this data breach but the number of clients is relatively small and the applications’ submissions to the SBA weren’t affected either. Bitcoin ATMs: Unlike traditional ATMs where you can withdraw currency from a bank account, a bitcoin ATM is a physical center that allows you to buy or sell bitcoins with fiat money. As of writing, there are over 4990+ crypto ATMs across 76 countries and you can use the website Coin ATM Radar to find a bitcoin or other crypt currency ATM near you. Bitcoin is a distributed, worldwide, decentralized digital money. Bitcoins are issued and managed without any central authority whatsoever: there is no government, company, or bank in charge of Bitcoin. You might be interested in Bitcoin if you like cryptography, distributed peer-to-peer systems, or economics. Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend.

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Bitcoin and Cryptocurrency in July 2020 BIG NEWS for Bank of America First on Cryptocurrency News

🔴 Watch Day Trading Live - July 8, NYSE & NASDAQ Stocks (Live Stream) Stock Market Today by TraderTV Live 4,720 watching Live now Carson Can’t Keep Up with Rodney Dangerfield’s Non-Stop One-Liners (1974) - Duration: 11:51. Rodney Dangerfield Recommended for you Bitcoin Split - Again. Here's The Difference Between Bitcoin Cash And Bitcoin Gold CNBC - Duration: 2:24. Shia Ithna Ashari 3 views. New Chainlink (LINK) oracles to power NFT-based blockchain games on Polyient. Bank of America is treating Bitcoin, Ether as “cash,” will let you purchase crypto with credit cards. 21Shares Bitcoin ... William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour Big Think - Duration: 43:57. Big Think Recommended for you